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About Us

Creating an effective wealth management plan begins by asking the right questions…questions that identify your objectives, expectations of income, attitudes on capitals gains taxes, risk tolerance, liquidity, and estate planning issues. We consider your immediate as well as longer term goals knowing that life is not static and personal situations evolve over time. What works now is unlikely to be a viable strategy throughout life’s moving parts. Our investment discipline is nimble and adapts to your changing dynamic needs as much as the ever changing financial markets.

Therein lies the foundation for your plan and where our true value lies. In our relationship, we don’t accept the notion that one size fits all…instead we recognize every investor is unique with different demands and wants and we've built our company around a discipline that addresses each client’s financial profile. The cornerstone of our foundation, and the guideposts for this strategy, are the 13 wealth management issues that research has shown to be pivotal and the focus of every high net worth investor:

  1. Investment Planning
  2. Insurance Planning & Risk Management
  3. Banking & Credit Management
  4. Retirement Planning
  5. Executive Compensation
  6. Business Succession Planning
  7. Planning for Incapacity
  8. Education & Family Support
  9. Charitable Giving
  10. Titling & Beneficiary Designations
  11. Executor / Trustee Selection Issues
  12. Distribution of Estate
  13. Tax Planning

The 13 Wealth Management Issues act like balancing scales. Once you do something to one side, it impacts or tips the other. That is why it is vital that your wealth manager have a thorough understanding of your overall financial picture and intentions. By staying engaged with you at all times, we remain apprised of any shifts in your personal circumstances that require a rethinking of your current plan and its basic investment philosophy. Appropriate steps can then be taken to rebalance portfolio composition and redirect strategies to ensure alignment with any financial or estate changes.

Implementing a well-executed plan is only the beginning and we, at The Cardinal Hill Group, are there with you every step of the way in the wealth management process.